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lipwa
[ Virtual Cards ]Coming Soon

Virtual Cards for Business Spend in Africa

lipwa virtual cards give African businesses secure, policy-controlled payment instruments for team and vendor spend. Issue a card per vendor or project in seconds — with spend limits, expiry dates, and full transaction visibility from day one.

[ Platform ]

Issue cards with built-in controls.

01

Instant Card Issuance

Create virtual cards in seconds — no physical card, no waiting period. Issue one per vendor, project, or employee and set spending parameters upfront.

02

Vendor-Locked Controls

Restrict each card to a specific vendor or merchant category. A card issued for software subscriptions cannot be used at unrelated merchants.

03

Spend Limits & Expiry

Set a maximum spend amount and expiry date on every card. Once the limit is hit or the date passes, the card declines automatically.

04

Policy Integration

Virtual cards are issued only after a purchase request clears the approval workflow — so no card exists without an approved business reason.

05

Real-Time Transaction Visibility

Every card transaction appears in the spend dashboard the moment it posts. Finance teams see exactly what was charged, where, and by whom.

06

Multi-Currency Support

Transact in local or foreign currencies across 54 African markets. All exchange rates and FX costs are captured at the transaction level.

[ Impact ]

No surprises on the card statement.

Metric / 01

100%

Visibility on every card transaction

Every virtual card charge is logged and reconciled automatically — no lost receipts, no expense report chasing.

Metric / 02

0

Unauthorized charges with vendor-locked controls

Cards locked to a specific vendor or category cannot be misused. Out-of-policy charges are declined at the point of sale.

Metric / 03

54

African markets supported

Issue and manage virtual cards for teams operating across any of the 54 African markets, with local and foreign currency support.

Coming Soon

Virtual cards are on the way.

We're building virtual cards into the lipwa platform. Be the first to know when they launch — and help shape what we build by telling us how your team spends.

  • Vendor-locked cards with usage controls
  • Spend limits and auto-expiry
  • Tied to your existing approval workflow
  • Multi-currency across 54 African markets

Register interest

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